OUR PROCESS
The Senqu System
Just as the Senqu River’s journey from the mountains to the sea is shaped by the landscapes it traverses - sometimes rapid, sometimes calm - so too is your financial journey.
Our 5-Step Process
The Senqu System ensures you have expert guidance at every bend, harnessing your resources, adapting to challenges, and ultimately reaching your financial destination.
It always begins with you.
We call our process the Senqu Process.
It's named after the river that becomes South Africa’s mighty Orange River - a source of life, clarity, and direction.
Our process doesn’t start with numbers. It starts with you, your goals, values, and vision for life after work. It’s a clear and structured 5-step journey designed to help us truly understand your situation. From there, we create a plan that’s thoughtful, researched, and built entirely around your needs.
The result? A retirement plan with strong foundations - flexible, resilient, and able to support the life you want, whatever lies ahead.
Step 1: Discovery
Step 2: Map
Step 3: Build
Step 4: Action
Step 5: Monitor
At this point, you have the option to become an ongoing client, and assets are transferred here.
What our clients say about us
"Simon is very friendly and helpful. He is able to talk about pensions in a way that people can understand and gives clear and strategic advice. Would highly recommend his services."
D. McCann
"We would highly recommend Simon as he, unlike many others in his industry, makes complex areas of financial advice very easy to understand. He listens to his clients, understands what they want to try and achieve."
G. Cornwell
"Simon was very straightforward and clear with his advice. I find pensions a bit of a minefield and felt that whilst I was contributing I didn’t know how my retirement really looked but Simon made it very clear."
R. Williamson
What are our fees?
Our fee structure is designed to be transparent and fair, with fixed initial and ongoing fees, as well as straightforward monthly subscription options.
You’ll benefit from a low-cost investment strategy without worrying about additional or hidden charges, percentage-based portfolio fees, lock-in periods, exit penalties, or extra costs just to invest. With us, you always know exactly what you’re paying for and why.
Our fees are broken up into two parts:
1.
2.
Initial Set Up Fee
Ongoing Support Fee
